We take pride in supporting small business owners.
We are eager to learn about your business and are
experienced in evaluating your individual lending needs.
Stop by today to meet with an expert commercial lender.
We have two business account options so you can choose an account that meets your specific needs.
Our EZ Business Checking is tailored to the small business owner: sole proprietorship, partnership, limited liability company, or small corporation. Regular Business Checking is the perfect account for a larger business, such as a corporation.
Included in both business account options are free MasterCard business debit cards, free Telebanc services, and multiple Ecorp business Internet banking options.
| EZ Checking | Regular | |
| Earnings Credit Allowance | No | Yes1 |
| Monthly Maintenance Fee | $3.002 | $5.00 |
| Minimum Balance | None | None |
| Free Transactions | 100 / mo3 | No |
| Internet Banking (Ecorp Basic) | Free | Free |
| MasterCard Debit Card | Free | Free |
| Minimum Deposit to Open | $0 | $0 |
| Overdraft protection | $12 / yr | $12 / yr |
| E-Statements | Yes4 | Yes4 |
1. Based on the three-month treasury bill rate and calculated on the average collected balance.
2. E-Statements enrollment waives Monthly Maintenance Fee.
3. 10¢ per transaction over 100. Electronic items (ACH, internet transfers, and debit card transactions) are not included in the monthly per item calculation.
4. $3.00 fee for Truncated Checks and a $5.00 fee for Imaged statement
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE- COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www. fdic.gov.
The Vinton County National Bank is an Equal Housing Lender and Member FDIC.
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