Checking Products

Checking Choices

	E-Checking	Free Checking	Interest Checking	Classic Commitment
Unlimited Check Writing	Yes	Yes	Yes	Yes
Minimum Balance Requirement to Avoid Monthly Fee	$0	$0	$1,500 average or $4,500 in combined deposit balance	$20,000 in combined deposit balances.
Interest Paid	No	No	Yes	Yes
Free Checks	Yes, wallet style safety paper checks	No	Yes, for first order of wallet style safety paper checks	Yes, Classic Commitment Members Checks
Internet BillPay* and Banking	Free	Free	Free	Free
Debit Card	Free	Free	Free	Free
Minimum Deposit to Open Account	$0	$0	$250	$2,500
Additional Features	^. Reimbursed for ATM fees up to $6.00 monthly (must bring receipts or statement into bank) ^. Customer must have email address and internet access to receive E-Statements ^. Free safe deposit box (3x5) for 1 year where available	^. Imaged copies of cancelled checks are safe kept at bank. Add $5.00 monthly service charge if images are included in statement.	^.Interest bearing at balances of $250 or greater. ^. If average daily balance falls below $1,500 or combined deposit balance below $4,500 there will be a monthly service charge of $10.00. ^. Add a $5.00 monthly service charge if images are included in statement. This fee will be waived if minimum balance requirements are met.	^.Special trip seminars, premium interest rates ^. Interest bearing at balances of $2,500 or greater ^. With a direct deposit there will be a $8.25 monthly service charge if combined balances fall below $20,000. ^. Without a direct deposit, there is a $12.00 monthly service charge if combined balances fall below $20,000. ^. Add a $5.00 monthly service charge if images are included in statement. This fee will be waived if minimum balance requirements are met.

BillPay Plus is available for $3.00 *Premium will be paid when direct deposit is received

Business Checking

We offer two business checking accounts. The Regular Business Checking is for those businesses that experience a greater volume of monthly transactions. E-Z Business Checking is the perfect account for the small business owner...sole proprietor, partnership, small corporation, and limited liability company. We also offer Visa and MasterCard merchant services, Visa Business Credit Cards and MasterCard Debit Cards.

Jeanie ATM Card/MasterCard Debit Card

The Jeanie ATM Card and MasterCard debit cards allow 24 hour access to your checking and savings accounts at various ATMs. Both cards are accepted by JEANIE, PLUS and STAR systems. MasterCard debit cards are issued only on checking accounts. There is no charge to use your First Bremen Bank Jeanie or MasterCard debit card at Jeanie terminals. STAR withdrawal fee is $.50, and $2.00 at PLUS machines. Other banks’ surcharges may apply. Debit cards can be used at millions of locations, and purchases are withdrawn from your checking account. The Debit card can eliminate the need to carry a checkbook or large amounts of cash. Charges will be detailed on your monthly statement.

For added protection against unauthorized use of your debit card with online merchants, MasterCard has offered a new SecureCode feature. To take advantage of this enhancement, click here to enroll.

MasterCard SecureCode Terms of Service

Cards are the property of First Bremen Bank and privileges can be revoked at any time. Use the MasterCard ATM Locator to find ATM locations worldwide or use one of our affiliated bank's ATM for free at the following locations:

6360 Prentiss School Drive	Canal Winchester
700 Corylus Drive	Pataskala
1971 West Fair Avenue	Lancaster
521 East Main Street	Lancaster
119 West Main Street	Bremen
222 East Main Street	Chillicothe
775 Western Avenue	Chillicothe
112 West Main Street	McArthur
550 North Market Street	McArthur
State Route 160 (Little John's Convenience Store)	Wilkesville